Cebron Group Credit Products

Cebron Group offers corporate financing to U.S. middle-market companies. In this website, we use the term “middle-market” to refer to companies with annual revenues between $50 million and $1 billion. We believe that the size of the middle-market, coupled with the demands of these companies for flexible sources of capital, create an attractive environment for Cebron Group.

Cebron believes that the market for lending to middle-market companies is increasingly underserved by traditional financing sources. The U.S. financial services industry has reduced the number of FDIC-insured financial institutions from approximately 12,351 in 1990 to 4,708 in 2018. We believe that the remaining financial institutions have de-emphasized their service and product offerings to middle-market businesses in recent years in favor of lending to large corporate clients and managing capital markets transactions.

At the same time, we believe middle-market companies have faced increasing difficulty in raising debt through the capital markets. While many middle-market companies were formerly able to raise funds by issuing highyield bonds, we believe this approach to financing has become more difficult as institutional investors have sought to invest in larger, more liquid offerings. We believe these trends have made it harder for middlemarket companies to raise funds by issuing high-yield bonds. We also believe that commercial lenders have adopted a more risk-averse approach to lending that has resulted in tightened credit standards. We believe this trend has further reduced the financial options and the amount of capital available to middle-market companies from traditional commercial lenders.

Suite of Credit Products

The supply of capital is constrained by changes in regulation of the financial industry and global credit market conditions. Cebron Group provides financing solutions that enable companies to remain viable and grow. The professionals at Cebron Group have extensive credit expertise and experience throughout market cycles which is further enhanced by the global resources of our investors.

Product Capabilities

  • Acquisition Financing
  • Revolving Loans
  • Senior First Lien Term Loans
  • Senior Loans/ Unitranche Loans
  • Second Lien Term Loans

Investment Size, Term & Rate

  • Greater than 20 million
  • Typically two to five years
  • Rate is dependent, but market competitive

Uses

  • Acquisition Financing
  • Growth Capital
  • Bridge Financing
  • Management Buy-ins/Buy outs
  • Leveraged Dividends
  • Recapitalization
  • Restructurings
  • Private Equity LBOs